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AGREEMENT BETWEEN USER AND 1 CREDIT CARD APPROVALS.

This agreement is between you (referred to as You@ or "User") 1 CREDIT CARD APPROVALS and governs your use of this Website and the services offered herein.

ACCEPTANCE OF TERMS AND CONDITIONS

This Website is offered to You conditioned on your acceptance, without modification, of the terms, conditions and notices contained in this agreement. Your use of this Website including, without limitation, the provision of any data to 1 CREDIT CARD APPROVALS, constitutes your agreement to all such terms, conditions, and notices. If You do not agree to these terms, conditions and notices do not use the services provided by this Website.

1 CREDIT CARD APPROVALS reserves the right, in its sole discretion, to change, modify, add or remove any portion of this agreement, in whole or in part, at any time. Notification of change is not required. It is Userís responsibility to review this agreement each time you use 1 CREDIT CARD APPROVALS services.


1 CREDIT CARD APPROVALS SERVICES

The purpose of this Website and the services offered by 1 CREDIT CARD APPROVALS are to provide You with access to information regarding different credit cards and provide You with access to the 1 CREDIT CARD APPROVALS of different issuers.

1 CREDIT CARD APPROVALS IS NOT A LENDER, DOES NOT ISSUE CREDIT CARDS, TAKE APPLICATIONS FOR CREDIT CARDS OR MAKE CREDIT DECISIONS IN CONNECTION WITH 1 CREDIT CARD APPROVALS OR OTHERWISE.

1 CREDIT CARD APPROVALS provides information about credit card issuers, it does not endorse, recommend or favor the products of any participating issuer. Further, the issuer information on the Website may not be accurate because credit card issuers may have changed their policies since the most recent update of 1 CREDIT CARD APPROVALS information. Therefore, you should review the information for each credit card you wish to apply for when visiting the website of the credit card issuer. 1 CREDIT CARD APPROVALS is not an agent of either the User, or any participating credit card issuer. 1 CREDIT CARD APPROVALS services are administrative only and You should rely on your own judgment in deciding which available product best suits your needs and financial means. The credit card issuer You select is solely responsible for its application and its services to You and You agree that 1 CREDIT CARD APPROVALS shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services.

FEES

While 1 CREDIT CARD APPROVALS services to You are free, some credit card issuers may charge fees to apply for their cards. You are responsible for reviewing the terms and conditions of each credit card You wish to apply for. You are also responsible for paying any fees charged to You by credit card issuers.

USE OF SERVICES

1 CREDIT CARD APPROVALS, in its sole discretion, may refuse services to anyone at any time.

NOTICE REGARDING 1 CREDIT CARD APPROVALS AND YOUR CREDIT RATING

Applying for credit cards can have an impact on your credit rating. Since this Website provides You with access to apply for multiple credit cards at the same time, You should be aware that many applications for credit within a short period of time may damage your credit rating. THEREFORE, WE RECOMMEND THAT YOU DO NOT APPLY FOR MORE THAN THREE CREDIT CARDS. IF YOU ELECT TO APPLY FOR MORE THAN THREE CREDIT CARDS YOU DO SO AT YOUR OWN RISK AND WITH THE UNDERSTANDING THAT SUCH APPLICATIONS MAY ADVERSELY AFFECT YOUR CREDIT RATING. By utilizing this Website to apply for a credit card, You agree to indemnify, defend and 1 CREDIT CARD APPROVALS and the credit card issuers harmless from any damage to your credit rating or any other losses, material or otherwise, including denial of credit from the credit card issuers, arising from your use of this Website.

CHANGES IN SERVICES

1 CREDIT CARD APPROVALS may change, suspend or discontinue some or all of its services at any time, including the availability of any Website feature, database, or content and 1 CREDIT CARD APPROVALS may impose limits on certain features and services or restrict User access to parts or all of the Website without notice or liability.

USER INFORMATION

User information includes any information You provide through this Website ("User Information"). You are solely responsible for the User Information, including the information You provide to credit card issuers on their applications, and You acknowledge that 1 CREDIT CARD APPROVALS acts solely as a conduit for You to reach credit card issuers.

REPRESENTATIONS AND WARRANTIES

In using this Website, You represent and warrant that You will act in good faith and that the User Information is, to the best of your knowledge, accurate and that in providing such information You: (a) will provide only your own information and not the information of another person; (b) will not commit fraud of any kind; ( c ) will not violate any law, statute, ordinance or regulation (including without limitation those governing export control, consumer protection, unfair competition, anti-discrimination or false advertising); (d) will not infringe upon the rights of any third party including, without limitation, copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; (e) will not introduce into 1 CREDIT CARD APPROVALS system any viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information; and, (f) will not link directly or indirectly to or include descriptions of goods or services.

PRIVACY POLICY

The terms of 1 CREDIT CARD APPROVALS Privacy Policy are incorporated into this agreement and You should review the terms of the Privacy Policy.

SECURITY POLICY

1 CREDIT CARD APPROVALS cannot and does not guarantee that the User Information you provide will not be intercepted by others and decrypted. If you are concerned about the potential for unauthorized access to Your Information, you should not complete a credit card issuerís application through this Website. If a third party gains unauthorized access to the User Information for any reason, including failure of 1 CREDIT CARD APPROVALS systems or procedures to protect the User Information or negligence on the part of 1 CREDIT CARD APPROVALS, You will indemnify, defend and hold 1 CREDIT CARD APPROVALS and any and all of the credit card issuers harmless against any losses, material or otherwise, incurred by You, or your heirs, successors, or assignees. You agree not to take any legal action against 1 CREDIT CARD APPROVALS or our credit card issuers for any losses so incurred.

DISCLAIMERS AND LIMITATIONS

THIS WEBSITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE WEBSITE, IS PROVIDED "AS IS". TO THE FULLEST EXTENT PERMISSIBLE BY LAW, 1 CREDIT CARD APPROVALS AND ITS SUBSIDIARIES AND AFFILIATES MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THE WEBSITE OR THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE WEBSITE, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE WEBSITE OR ANY LINKED SITE. FURTHER, 1 CREDIT CARD APPROVALS AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. 1 CREDIT CARD APPROVALS DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE WEBSITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 1 CREDIT CARD APPROVALS AND ITS SUBSIDIARIES AND AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF THE WEBSITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN.

INDEMNITY

As a condition of use of this Website, You agree to indemnify, defend and hold harmless 1 CREDIT CARD APPROVALS, its suppliers and participating credit card issuers from and against any and all claims, liabilities, expenses (including attorneys' fees) and damages arising out of your use of this Website or a breach of this agreement including, without limitation,a breach of your representations and warranties.

LINKS TO THIRD PARTIES

This Website contains links to websites maintained by third parties. 1 CREDIT CARD APPROVALS does not operate or control in any respect any information, software, products or services available on such websites. 1 CREDIT CARD APPROVALS inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

ERRORS AND DELAYS

1 CREDIT CARD APPROVALS is not responsible for any errors or delays caused by an incorrect e-mail address provided by You or other technical problems beyond our reasonable control.

COPYRIGHT AND TRADEMARK NOTICES

This Website is protected by copyright pursuant to U.S. copyright laws, international conventions, and other copyright laws. The contents of this Website are only for your personal, non-commercial use. All materials contained on the Website are protected by copyright, and are owned or controlled by 1 CREDIT CARD APPROVALS or the party credited as the provider of the content. You will abide by any and all additional copyright notices, information, or restrictions contained in any content on the Website.

GENERAL

This agreement shall be subject to and construed in accordance with the laws of the State of California, without regard to conflicts of law provisions. You hereby consent to the exclusive jurisdiction and venue of courts in the County of Los Angeles, State of California, United Sates of America in all disputes arising out of or relating to the use of this Website. Use of this Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions including, without limitation, this paragraph. This agreement constitutes the entire agreement between you and 1 CREDIT CARD APPROVALS and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and 1 CREDIT CARD APPROVALS with respect to this Website and information, software, products and services associated with it. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.

PLEASE PRINT A COPY OF THIS AGREEMENT FOR YOUR RECORDS.


        

 


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