How do I choose a credit card?
First, shop around for the credit card terms that are best for your needs. Look over and make sure you understand the disclosure and terms that accompany credit card offers. Be sure that the credit limit offered is high enough, that the card is widely accepted, and what features (such as frequent flier miles) are offered.
How do I apply for my Credit Card?
To apply for a credit card, simply select a credit card that you want on the online applications and click to submit it once you have reviewed the credit card Terms and Conditions. You will receive a response right away.
What are the fees for the credit cards that you feature?
It depends on what cards you choose to apply for. When you select a card, you will be taken to information on the card's rates and application fees.
What is a SECURED card?
A SECURED card means that a security deposit account is needed to secure your credit card. The security deposit amount will equal your credit limit. This account allows you to build your credit history while enjoying all of the benefits of a VISA?/MASTERCARD? card.
Can my spouse's income be included in my yearly income?
Yes. However, you need to verify that your spouse resides at the same residence.
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